Lots of my friends and former colleagues are counting the months, if not quite yet the days, until they are 'free'! So many people now are feeling under pressure at work, after cuts in staff but no corresponding cuts in how much they are expected to do, that it is hardly surprising the folk tend to dream of the day when they can walk away from it all - and live happily ever after, is the unspoken assumption.
However, as a herbalist and nutritional therapist, I have seen another side of retirement, and it doesn't always lead to good health or happiness, which after all are what we all really want.
It is all too easy to drift, and to slip into bad habits, which then become entrenched and are hard to break.
Instead, a bit of timely planning ahead - thinking realistically about the future - will help enormously.
It's not your pension plan I am talking about, not being qualified to advise in that field, but rather how you will actually spend your time, once you get back home from that holiday and realise there are years and years ahead of you, with no shape or structure...